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Mastercard-powered
The Access Capital Card
Finally, a Business Credit Card Built for Small Business
We are so excited to share the Access Capital Card officially launched!
A Secured Business Credit Card that builds Business Credit
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Earn 1.5%* rate with rewards on your business purchases
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Does NOT require a PG (personal guarantee) for approval
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Reports to Experian and other major CRAs to immediately build your business credit
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Monthly payments (no daily or weekly due dates!)
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Quickly improve or build up your business credit without the guess work
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No bank balance minimum requirement, no annual fee, 0% APR, doesn't affect your personal credit
*Promotional Rate
A secured business credit card is one that requires a cash deposit. This deposit creates your credit line. For example, if you deposit $1,000, your credit line will be $1,000. Access Capital Card’s minimum deposit is $500.
Business Credit Card for Small Businesses
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Coming Soon
Join the waitlist now to be one of the first to try the all-new Access Capital Card.
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Full Launch
Official launch in 2023 – Access Capital Card will launch to the public in mid 2023. Sign up for the waitlist
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NIC S., FOUNDER
We talked to our customers, and about 80% of them were using personal cards to run their business, keeping them from building business credit & reaching their full potential. So, we built the AIM Card.
Small Business Owners
Get access to the capital you need to grow your business. Build a strong credit history that’s needed to access the capital to grow your business.
Start Building Your Credit History
Unlock the hidden power of your business expenses! Transform them into credit-building assets by leveraging Business Credit Reporting Agencies. Get on a path to financial success and reap all its rewards.
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FAQs
Frequently Asked Questions
To qualify for the Access Capital Business Credit Card, your business needs to (1) be incorporated in the US with a valid EIN, (2) be incorporated for a minimum of 6 months, (3) not be in any of the restricted industries specified by AC Capital Services or its affiliated companies, and (4) have an Access Capital Credit Account and be in compliance with all terms and conditions set forth in the Access Capital Commercial Credit Agreement.
No. Signing up for the waitlist secures your spot in line for early access to our highly anticipated card application. By getting on the waitlist, you’ll be one of the first in line when applications open – ensuring that all those interested can get a chance at applying. Don’t miss out!
With a secured card, you’re able to enjoy the convenience of charge cards without being weighed down by debt. Just make an initial deposit and that’ll become your spending limit – no revolving balance or having to pay it off in parts! Now you can shop or charge expenses with the peace of mind knowing you’ve got everything covered.
We offer a unique approach to eligibility by assessing your business profile, not requiring a hard inquiry or pull of personal/business credit.
No, applying for and using the Access Capital Credit Card does not impact your personal credit. We only report on your business credit.
